Privacy Policy

Your privacy is important to us. It is PreCredits' policy to respect your privacy regarding any information we may collect from you across our website, http://precredits.com, and other sites we own and operate.

1. Information we collect

Information You Provide to Us

We collect information you provide directly to us. For example, we collect information when you create an account, participate in any interactive features of our services, fill out a form, request customer support, or otherwise communicate with us. The types of information we may collect include your name, email address, postal address, phone number, payment information, and any other information you choose to provide.

Information We Collect Automatically

When you access or use our services, we automatically collect certain information about you, including:

• Log Information: We log information about your use of our services, including the type of browser you use, access times, pages viewed, your IP address, and the referring link through which you accessed our services.
• Device Information: We collect information about the computer or mobile device you use to access our services, including the hardware model, operating system and version, unique device identifiers, and mobile network information.
• Location Information: We may collect information about your location when you access or use our services.
• Information Collected by Cookies and Other Tracking Technologies: We use cookies, web beacons, and other tracking technologies to collect information about you when you interact with our services, including information about your browsing behavior.

Information We Collect From Other Sources

We may also obtain information from other sources and combine that with information we collect through our services. For example, we may collect information from third-party social media platforms if you log into our services through those platforms.

2. Legal bases for processing

We process your personal information lawfully, fairly, and in a transparent manner. We collect and process information about you only where we have legal bases for doing so.

These legal bases depend on the services you use and how you use them, meaning we collect and use your information only where:

• It's necessary for the performance of a contract to which you are a party or to take steps at your request before entering into such a contract (for example, when we provide a service you request from us);
• It satisfies a legitimate interest (which is not overridden by your data protection interests), such as for research and development, to market and promote our services, and to protect our legal rights and interests;
• You give us consent to do so for a specific purpose (for example, you might consent to us sending you our newsletter); or
• We need to process your data to comply with a legal obligation.

Where you consent to our use of information about you for a specific purpose, you have the right to change your mind at any time (but this will not affect any processing that has already taken place).

We don't keep personal information for longer than is necessary. While we retain this information, we will protect it within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use, or modification. That said, we advise that no method of electronic transmission or storage is 100% secure and cannot guarantee absolute data security. If necessary, we may retain your personal information for our compliance with a legal obligation or in order to protect your vital interests or the vital interests of another natural person.

3. Collection and use of information

We may collect, hold, use, and disclose information for the following purposes, and personal information will not be further processed in a manner that is incompatible with these purposes:

• To provide, maintain, and improve our services;
• To personalize your experience on our services;
• To send you technical notices, updates, security alerts, and support and administrative messages;
• To respond to your comments, questions, and requests and provide customer service;
• To communicate with you about products, services, offers, and promotions offered by PreCredits and others, and provide news and information we think will be of interest to you;
• To monitor and analyze trends, usage, and activities in connection with our services;
• To detect, investigate, and prevent fraudulent transactions and other illegal activities;
• To protect the rights and property of PreCredits and others; and
• To comply with legal obligations.

4. Disclosure of personal information to third parties

We may disclose personal information to:

• With vendors, consultants, and other service providers who need access to such information to carry out work on our behalf;
• In response to a request for information if we believe disclosure is in accordance with, or required by, any applicable law or legal process, including lawful requests by public authorities to meet national security or law enforcement requirements;
• If we believe your actions are inconsistent with our user agreements or policies, or to protect the rights, property, and safety of PreCredits or others;
• In connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company; and
• With your consent or at your direction.

5. International transfers of personal information

The personal information we collect is stored and processed in various countries, including those that may not provide the same level of protection for your personal information as your home country. We take steps to ensure that your data is treated securely and in accordance with this policy, regardless of where it is processed.

By using our services, you consent to the transfer of your personal information to these countries.

6. Your rights and controlling your personal information

We provide you with certain choices regarding the collection, use, and sharing of your personal information. Your rights include:

• Access: You have the right to access the personal information we hold about you.
• Correction: You have the right to have inaccurate or incomplete personal information corrected.
• Erasure: You have the right to request the deletion of your personal information, subject to certain exceptions.
• Restriction of Processing: You have the right to restrict the processing of your personal information in certain circumstances.
• Data Portability: You have the right to receive your personal information in a structured, commonly used, and machine-readable format and to transmit that data to another controller.
• Objection: You have the right to object to the processing of your personal information in certain circumstances.
• Withdrawal of Consent: If we are processing your personal information based on your consent, you have the right to withdraw your consent at any time.

To exercise these rights, please contact us using the contact information provided below. We will respond to your request in accordance with applicable law.

7. Cookies

We use "cookies" to collect information about you and your activity across our site. A cookie is a small piece of data that our website stores on your computer and accesses each time you visit, so we can understand how you use our site. This helps us serve you content based on preferences you have specified. Please refer to our Cookie Policy for more information.

8. Business transfers

If we or our assets are acquired, or in the unlikely event that we go out of business or enter bankruptcy, we would include data among the assets transferred to any parties who acquire us. You acknowledge that such transfers may occur, and that any parties who acquire us may continue to use your personal information according to this policy.

9. Limits of our policy

Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and policies of those sites and cannot accept responsibility or liability for their respective privacy practices.

10. Changes to this policy

At our discretion, we may change our privacy policy to reflect current acceptable practices. We will take reasonable steps to let users know about changes via our website. Your continued use of this site after any changes to this policy will be regarded as acceptance of our practices around privacy and personal information.

If we make a significant change to this privacy policy, for example, changing a lawful basis on which we process your personal information, we will ask you to re-consent to the amended privacy policy.